Email the account to our new business desk with applications, loss history and exposure details. We confirm receipt and tell you which underwriter has it.
From you
- Applications and supplementals
- Currently valued loss runs
- Exposure schedule or statement of values
- Target effective date
From us
- Confirmation of receipt
- A named underwriter on the account
A specialist underwriter works through the exposure. Any questions come back to you together, so you are not answering them one at a time.
From you
- Answers to underwriting questions
- Any additional information requested
From us
- One consolidated set of questions
- A clear read on fit with our appetite
You receive terms built around the risk and the reasoning behind them. If the account is not a fit, we tell you plainly and early.
From you
- Feedback on terms and structure
- The insured’s decision
From us
- Quote with terms and conditions
- Subjectivities listed up front
Send the bind request, clear the subjectivities, and the policy is issued. The same underwriter stays on the account and plans the renewal with you.
From you
- Signed bind request
- Subjectivities as listed in the quote
From us
- Bound coverage and issued policy
- Renewal planning ahead of expiry